This edition consists of the following sections:

• Mutual Funds
• Education
• Investing
• Personal Finance
• Miscellaneous

Personal Finance

KCLau unveils Top Quality of a Perfect Personal Financial Planner, saying, “Getting the perfect financial advisor is not an easy task in Malaysia. Most of the time, you are approached by a so called financial planner but who actually sells merely insurance, or unit trust, or some banking products.” He also found some financial lessons in the Transformers movie (quit interesting to read) in his Money Lessons from Tranformers movie.

Brian Thibault shows 10 Ways to Pay for College with OPM (Other People’s Money), my favorite is #9 (Military Service) - I think, if a student does not survive (15% chances), then a government has a chance to forgive someone’s else loan

Larry Russell presents Lifetime investment assets of renters - with investment cost improvements, saying, “Fran and Fred expect to pay investment costs that are typical of an average investor. This graphic is one of the reasons why The Skilled Investor keeps harping about reducing investment expenses. Even average investment costs are simply outrageous, and they can be the difference between success and failure of a family’s lifetime financial plan.”

Warren Wong gives an example on how to save money simply by refusing buying a car in his Why Not To Drive; while it works only in the big cities in US, this tip is exactly what they do in Europe I hope one day we have good Public Transportation in the USA.

BrandonL talks about reverse mortgages for retirees in Popular amongst the retired crowd. While it seems to be an interesting thing, I consider it simply a debt increasing machine for people…

ChristianPF raises again the topic about the personal emergency funding in his How to make more money with your emergency fund, by keeping it in money market fund.

Ryan presents 101 Ways to Trim Your Budget, saying, “Managing your finances is never easy, just ask any of the millions of Americans who struggle on a daily basis to live within their means. The key to successful financial management is effective budgeting. Read on for 101 ways you can reduce your budget (and your stress) with a little planning, patience and practicality.”

John Wesley presents 78 Timeless Wealth Building Tips from Benjamin Franklin, saying “Most of the financial advice you get around the web is based on opportunity. People are always looking for the newest way to earn cash for the least amount of work. It’s no surprise most people struggle to build wealth, jumping from one opportunity to the next, wondering why nothing ever works.”

Tim Ramsey presents Student Debt Relief - How To Get Yourself Out Of Student Debt, saying, “In this article you will find out how to get yourself out of student debt the smart way.”

Eric Stanley talks about walking the walk in his Personal Financing - Dos And Don’ts, and shows how to save extra cash from your daily routines in Free Up 2,000 A Month - Easily.

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