Getting a low-interest rate personal loan will help you to save money when you make the repayment. Usually, low APR means the monthly repayment will be cheaper. The following are 3 ways on how you can obtain the best APR rate for your personal loans. 1. Evaluate Your Credit Report First of all, you must […]

Sofi can approve personal loans as much as $100,000 and the minimum loan amount you can apply is $5,000. Fixed and variable interest rates are available depending on whether you choose auto pay. With auto pay, the interest rate is fixed in the range of 5.70% – 14.24%. If you decide not to opt for […]

Many lenders are offering low APR interest charges as an incentive for borrowers with excellent or good credit score. Good credit scores often refers to a credit score in the range of 750 – 850. Having perfect credit score means that you rarely miss paying your bills. With a good credit score, the loan that […]

Cash back credit cards allows you to earn back a portion of what you have spent. Most cash back cards only allow you to earn 1% cash back but there are a small selection of cards that offer 2% cash back on all categories. The following are 3 credit cards that offers 2% cash back […]

Planning for retirement is not easy, to help get some good tips, we reached out to Tom Donahue, an expert financial writer with Nerd Wallet and Payday Loans Online Lender to get some tips for saving money and achieving your financial goals. Most people take advantage of their companies 401(k) plans, yet most people make […]

Secure a Short Term Loan and Avoid High APR Charges Understanding how to secure the right loan is one of the most important things that a person can do in order to secure their own financial well being, both now and in the future. When trying to secure an installment loan or some other type […]

Credit card balance transfers can be an extremely useful tool to help you manage credit card debt. This allows you to transfer any outstanding credit debt, be it from one card or several cards, usually cards with a high interest rate to a card that has a much lower interest rate. Balance transfers are like […]

What are Signature Loans Signature loans are personal loans offered by banks or financial institutions with borrower’s signature as collateral. It can be used for any purpose and purchase the borrower chooses and the interest rates are normally higher due to the lack of real things to pledge. Signature loans are commonly referred to as […]

January 1, 2014 – Dateline Chicago, Illinois Welcome to 2014, the editorial staff from bestcreditcards2014.co has been hard at work reviewing hundreds of credit cards over the past month in anticipation of the New Year. The start of 2014 brings optimism for consumers in the market for a new credit card as many of the […]

With the holidays approaching quickly it may be tempting to take unnecessary financial risks to ensure that everyone has a happy holiday. There are, however, a few key mistakes that you should avoid at all possible costs. Everyone, at one point or another, has felt the post-holiday debt blues. It can be quite a let […]